How to File an Insurance Hail and Wind Claim

The steps to filing claims for Hail and Wind can be very simple and very beneficial.  The steps to filing a claim include the following:

  1. After a hail storm, many times you have hail or wind damage, and you might not even recognize it. The damage is there but can be very hard to spot. Even if you think you don’t have hail damage, call a storm contractor because you don’t want to risk the chance of voiding your warranty for a roof, siding, or gutters.
  2. Finding a Wind & Hail Damage Contractor that is reputable and letting them check over your roof for damages. You can find a hail damage contractor by searching “hail damage” and then typing in your “city” into a search engine like Google, Yahoo, or Bing.  The contractor will have the date of the storm and will be able to show the damage to the insurance adjuster when they get out to your home. After a hail storm, there may very well likely be many “hail storm contractors” that will do great work. Just ask for a list of references and drive by the properties.
  3. Meeting with a hail damage contractor only takes about 10-20 minutes, and they usually have open schedules to meet at your convenience. Make sure they have a local telephone number and are a recognized contractor company. The last thing you want as a homeowner is a leaky roof. If you have questions feel free to email MBI Commercial about hail damage claims..
  4. Filing a claim can be as simple as calling your home insurance company’s toll-free number or by following up with a local representative. They will call back within 72 hours and give a claim # and date for the insurance adjusters to come inspect the roof.  Your next step will require you calling your hail damage contractor so they can point out the damages during the inspection.
  5. Once the insurance company approves the damages, you simply pay your deductible and then have the damages restored back to new.

What to do after a storm

Once your property has been hit by a severe storm, the best course of action is to call a roofing professional, take steps to protect your property from further damage, and get an inspection. MBI Commercial, LLC offers free storm damage inspection as well as emergency support during, especially stormy weather.